Foreclosure
St. Ambrose – Housing Counselors; Informative Website – Great Place To Start!!
Civil Justice Network – This organization will help you through the process, including mediation
Where Do Families Go After Eviction – website
A link to a wiki detailing ways to help Occupy A Home
If you may be facing foreclosure, it is important to act quickly and to be aware of your rights as a property owner:
- Take these steps to avoid foreclosure.
- Review the timeline for foreclosure proceedings in Maryland that must be followed by all lenders.
- Learn about typical loss mitigation options.
- Find out more about how to avoid foreclosure at HUD’s Website.
- To be connected to counseling agencies in Maryland, visit www.mdhope.org or call 1-877-472-6555.
- If you feel that you have been a victim of a foreclosure rescue scam, file a complaint with the Department of Labor, Licensing and Regulation.
- Contact the Baltimore Cash Campaign for free tax advice and information on the tax consequences of foreclosure, short sale, and deed in lieu of foreclosure transactions.
- If you are a member of the armed forces you may have additional rights under the Soldiers’ and Sailors’ Civil Relief Act.
(Thank you, St. Ambrose website)
Online resources about your rights as a homeowner and steps you can take to avoid foreclosure
St. Ambrose also offers a comprehensive resource guide in the event that moving becomes necessary.
Resources
- Foreclosure Prevention Program intake packet (PDF)
- Your rights as a homeowner
- Budget form (fill-in PDF)
- Steps to avoid foreclosure (PDF)
- Maryland foreclosure timeline (PDF)
- Glossary of terms (PDF)
- Sample hardship letter (PDF)
- NeighborWorks Center for Foreclosure Solutions
- Baltimore Homeownership Preservation Coalition
- U.S. Department of Housing and Urban Development
- HUD tips for avoiding foreclosure
- About Home Equity Conversion Mortgages
- Homeowner and renter tax credit
- Calculate your monthly mortgage payment
- FHA foreclosure site
- Scams to avoid if you’re facing foreclosure
- File a complaint with Maryland Attorney General’s Office
- Tax consequences of foreclosure (PDF)
- Baltimore Cash Campaign
- Maryland Department of Social Services
- Educational rights of homeless children (PDF)
- Homeowner and counselor roles and responsibilities (PDF)
- Tips for homeowners with pets (PDF)
- Counseling agencies in Maryland or call 1-877-472-6555
- Report a foreclosure rescue scam with the Department of Labor, Licensing and Regulation
Homelessness
Baltimore Homeless Shelter List
St. Vincent de Paul – Resources
Veterans Affairs:
Department of Veterans Affairs
VA:
– health benefits VA Medical Affairs
– benefits from other Federal programs (including HUD)
–phone numbers and websites (for several Fed programs)
– health benefits:
VA Medical Affairs 10 North Greene Street
Baltimore, MD 21201
(410) 605-7000
Toll-Free: 1-800-463-6295
Eligibility and Enrollment: (410) 605-7324
LEGAL AID: Main Office, 500 E. Lexington St. Baltimore MD 21202 business: (410) 951-7777 (800) 999-8904; intake: (410) 951-7750 or (866) MD LAW 4U (635-2948)
RENTERS ALLOWANCE PROGRAM: Housing Authority of Baltimore City Dept. of Rental and Assisted Housing 1225 West Pratt Street Baltimore, MD 21223 Corliss Alston, Director, Rental Programs Zachary Parker 443-984-2222 RAP Main line 443-984-2228 410-361-9616 FAX
MARYLAND DISABILITY LAW CENTER
Phone: 410-727-6352 ext.0 Toll free : 1-800-233-7201 TTY : 410-727-6387
Fax: 410-727-6389
Mail: Maryland Disability Law Center 1800 N. Charles Street; Suite 400 Baltimore, MD 21201
Occupy Baltimore The People's Library 